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When it comes to travelling quickly & economically around the city, a 2 wheeler vehicle is the best option for almost everyone. But, along with convenience, comesNo matter how safely you ride your bike, purchasing a two-wheeler insurance is not only mandatory by law, but also a peace of mind. If you’re concerned about the time and effort required to purchase a two-wheeler insurance policy, you have to worry no more. Long Term Two Wheeler insurance from HDFC ERGO online instantly in just 3 easy steps and save your efforts. Depending upon whether you are bike enthusiast for whom his two-wheeler means the world or someone who just needs to purchase vehicle insurance as it is a must by law, you may wish to go for one of the following bike insurance Long Term Two Wheeler Comprehensive Buy comprehensive protection for your two wheeler against accidental damage andOption to buy the bike insurance policy for one, two or three Two-wheeler liability only – Multiyear policy
Park the worries of not having two wheeler insurance when the cop stops you for up to three years. Covers mandatory third partly liabilityKnow More A two wheeler insurance policy provides coverage against any damages that may befallmotorcycle helmet painting northern ireland a two wheeler vehicle, its rider, pillion as well as the third parties involvedcollarless motorcycle jacket in case of unfortunate events like accidents, natural disasters or theft. best bikes under 65000 in india wheeler insurance also provides protection against the legal liabilities that maybuell motorcycles for sale denver
arise from an accident. A comprehensive coverage that provides protection against all possible dangers to Estimate of damage and approval of claim will be done within 24 hours of the motor 24 hour Toll free helpline for any policy queries and claim intimation High Claim settlement ratio of 95% Buying a Two Wheeler insurance or a bike insurance online can be done through a simple three step process as per your convenience. Step 1:- Fill out a simple form in order to estimate the premium payable, according to your vehicle type and make. Step 2:- Enter your personal details in the required fields such as name and address. Step 3:- Make payment online and own a 2 wheeler insurance instantly. Since a long-term two wheeler insurance is valid for up to three years, you need not undertake renewal procedures annually. Benefit of additional discounts on long term two wheeler plans. NCB protection on two and three year insurance policies.
No annual increase in third party premium. With HDFC ERGO, bike insurance renewal has become a quick and hassle free process. With minimal paperwork and speedy processing you can renew your bike insurance policyThe renewal process is more or less the same as buying a new policy and can be done through three simple steps. Step 1:- Enter the expiring policy details on the insurance renewal online form. The form can be accessed through the HDFC ERGO website. Step 2:- Proceed to the next page to examine the new policy details Step 3:- Make payment online and your policy will be renewed with HDFC ERGO 2 wheeler Two Wheeler Insurance FAQs What is the tenure of HDFC ERGO two wheeler insurance policy? HDFC ERGO offers comprehensive as well as standalone third party cover of up to Why do I need two wheeler insurance? As per provisions of Motor Vehicle Act (MV Act), 1989 all the vehicles which are plying on public place are required to be insured for minimum Third Party Liability
Hence it is mandatory to have vehicle insurance. What are the different types of Two wheeler Insurance Policies and what does it cover? There are mainly two types of policies available. Liability only policy which covers risk towards third party property damage or third party injury / death. policy will cover any loss/damage or theft of insured vehicle in addition to covers available under liability only policy. What are the benefits of buying two wheeler insurance online? Buying policies online ensures hassle free instant policy issuance with zero documentationOnline policy issuance also provides multiple safe payment options like credit card, debit card, net banking etc. What will happen when the policy holder sells his bike? Once vehicle is sold written intimation needs to be done with insurance company. As an Insured you will have following options; Name transfer in policy Cancellation of existing policy if the new owner
has bought a new policy for himself and seek refund of the premium for remain part of the policy tenure on short period basis. You could also request for reserving the NCB which you may have on your policy for using it on your new vehicle at a later date with in 3 years from the date of sale. Can I buy and renew two wheeler insurance policy online? Yes, you can renew your policy online 60 days before expiry of your existing policy. What if my two wheeler insurance policy is misplaced? Just call our toll free number 1800 2 700 700 and ask for a duplicate copy. Can the Owner of the bike also be insured under the same policy? The Owner of the two wheeler is covered under compulsory personal accident cover where vehicle is registered in the name of an individual for a maximum sum insured of Rs. 1 lacs, provided he/she has an effective and valid driving license. What documents do I need to submit to buy two-wheeler insurance online?
At the time of buying policies on-line one need not submit any physical documents. Why should I buy comprehensive insurance policy when law mandates only 3rd party, injury, death or property loss? In the event of damage to the insured vehicle or in theft protection is required against financial loss hence it is suggested to buy comprehensive policy. What is 'compulsory deduction/deductible' under Two wheeler Insurance? Compulsory deductible is an amount payable for each and every own damage claim. The amount is Rs. 100/- per claim. What are the factors that determine the premium rating for Two Wheelers? Premium in two wheeler segment are generally dependent on Vehicle age, Cubic capacity, Registration location, vehicle manufacture etc. What are the discounts that can be allowed under Two wheeler policies? There are discounts based on eligibility of each customer which may be availed like Automobile Association of India membership, and no claim bonus.